000			02884cam a2200277 i 4500
008			170928s2018 enka b 001 0 eng
020			_a9781138102750 (hardback)
020			_a9781138102767 (pbk.)
040			_aDLC _cDLC
050	0	0	_aHC59.72.P6 _bF563 2018
082	0	0	_a339.4'6091724 _bFIN
245	0	0	_aFinancial inclusion for poverty alleviation : _bissues and case studies for sustainable development /
260			_aLondon : _bRoutledge, Taylor & Francis Group, _c 2018.
300			_axviii, 260 pages :
504			_aIncludes bibliographical references and index.
520			_aMore than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.
590			_aoif 17/01/2020
591			_aLoans
650		0	_aPoverty--Developing countries.
650		0	_aSustainable development--Developing countries.
650		0	_aBanks and banking--Developing countries.
700	1		_aMohammed, Essam Yassin,
700	1		_aUraguchi, Zenebe Bashaw,
942			_2ddc _cBOOK
949			_a339.4'6091724 FIN
999			_c16743 _d16743