000			01643cam a2200301 a 4500
008			080717s2009 enka b 001 0 eng
020			_a9780199232130
020			_a019923213X
040			_aDLC _cDLC
050	0	0	_aHG3755 _b.T48 2009
082	0	0	_a332.743 _bTHO
100	1		_aThomas, Lyn C.
245	1	0	_aConsumer credit models : _bpricing, profit, and portfolios /
260			_aOxford ; _aNew York : _bOxford University Press, _cc2009.
300			_axii, 385 p. :
504			_aIncludes bibliographical references (p. [365]-369) and index.
520			_aThe use of credit scoring, the quantitative and statistical techniques to assess the credit risks involved in lending to consumers has been one of the most successful if unsung applications of mathematics in business. Now with lenders changing their objectives from minimizing defaults to maximizing profits, the saturation of the consumer credit market allowing borrowers to more discriminating in their choice of which loans, mortgages and credit cards to use, among other reasons, this book reviews the current methodology and measures used in credit scoring and them looks at the models that can be used to address these new challenges.
590			_anmn 15/05/13
591			_aLoans
650		0	_aConsumer credit.
650		0	_aConsumer credit models
650		0	_aCredit scoring systems.
856	4	1	_uhttp://www.loc.gov/catdir/toc/ecip0823/2008031652.html
856	4	2	_uhttp://www.loc.gov/catdir/enhancements/fy0910/2008031652-b.html
856	4	2	_uhttp://www.loc.gov/catdir/enhancements/fy0910/2008031652-d.html
942			_2ddc _cBOOK
949			_a332.743 THO
999			_c1065 _d1065