TY  - BOOK
AU  - Kumar,Sunil
AU  - Gulati,Rachita
ED  - SpringerLink (Online service)
TI  - Deregulation and Efficiency of Indian Banks
T2  - India Studies in Business and Economics,
SN  - 9788132215455
AV  - HG1-9999 
U1  - 657.8333 23
PY  - 2014///
CY  - New Delhi
PB  - Springer India, Imprint: Springer
KW  - Economics
KW  - Econometrics
KW  - Industrial organization (Economic theory)
KW  - Macroeconomics
KW  - Finance
KW  - Economics/Management Science
KW  - Finance/Investment/Banking
KW  - Industrial Organization
KW  - Financial Economics
KW  - Macroeconomics/Monetary Economics
N1  - 1. Introduction -- 2. Banking System in India: Developments, Structural Changes and Institutional Framework -- 3. Measurement of Bank Efficiency: Analytical Methods.- 4. A Survey of Empirical Literature on Bank Efficiency.- 5. Relevance of Non-traditional Activities on the Efficiency of Indian Banks.- 6.Financial Deregulation in the Indian Banking Industry: Has it improved cost efficiency? -- 7. Sources of Productivity Gains in Indian Banking Industry: Is it Efficiency Improvement or Technological Progress?.- 8. Major conclusions, policy implications and some areas for future research.-References -- Index
N2  - The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so
UR  - http://dx.doi.org/10.1007/978-81-322-1545-5
ER  -