TY - BOOK AU - Stephens,Ray G. TI - Uses of financial information in bank lending decisions SN - 0835710548 : AV - HG1641 .S82 U1 - 658.403 PY - 1980/// CY - Ann Arbor, Mich. PB - UMI Research Press KW - Bank loans--Decision making KW - Financial statements KW - Disclosure in accounting N1 - Includes index; Includes bibliographical references: p. [325]-331 N2 - This research reported a study that arose out of a desire to use accounting information by bank lending officers to determine factors in decision making ER -